Your bills are handled.
Even when you forget.
Scaffold Labs watches upcoming charges, autopay timing, low-balance risk, and forgotten subscriptions, then sends one calm nudge before money timing turns into stress.
Upstart autopay of $89.10 due tomorrow
Your balance is $78.31 — you may need to transfer funds.
Prime Video needs your payment method updated
Peacock Premium Plus subscription may be suspended.
Affirm payment of $34.70 due in 5 days
Autopay is set — just make sure funds are available.
$300.00 deposited via Zelle from Achille
Regions Bank checking *5326.
Three steps. Zero new habits.
Most financial tools ask you to build a new routine. We don’t.
Connect your bank
Read-only Plaid access gives Scaffold the timing context it needs. It cannot move your money.
Scaffold watches timing
It looks for upcoming charges, autopay dates, recurring payments, low-balance risk, and safe-to-spend uncertainty.
Get one calm nudge
Morning digest first. One practical next step before a fee, missed bill, or account mess.
Built around how your brain actually works
Not another app that shames you for forgetting.
ADHD-Friendly Nudges
One clear action per nudge. Specific amounts and dates. No guilt, no judgment. Just 'here's what needs attention.'
Overdraft Detection
Cross-references your balance alerts with upcoming autopay amounts. Catches shortfalls before they hit.
Upcoming Charge Timing
See what may hit this week without building a new budget or checking a dashboard.
Recurring Pattern Detection
Recurring charges and autopay timing are surfaced as reminders, not charts or spending lectures.
Privacy-First
Read-only bank access through Plaid. Scaffold does not move money, and access can be revoked.
Manual Beta Option
Early testers can start with a no-bank-link manual digest while the product proof sharpens.
“I built Scaffold Labs because I was tired of paying overdraft fees for bills I knew about but forgot to fund. If your brain works like mine, this is for you.”
Built by someone with ADHD
For people who are smart enough to manage their money — they just need the right system
Pays for itself the first month
One prevented overdraft fee or late payment covers months of service.
Starter
Get started with daily email briefings
- Morning briefing email
- Upcoming charge reminders
- Recurring payment detection
- Weekly summary
Pro
Full protection with real-time alerts
- Everything in Starter
- Priority timing alerts
- Safe-to-spend context
- Overdraft risk detection
- Forgotten renewal detection
- Revoke and delete controls
Stop letting bills
sneak up on you
Join the waitlist and be the first to try Scaffold Labs. Early beta can start with a manual, no-bank-link digest before read-only Plaid access is required.
No spam, ever. Unsubscribe anytime.